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Refinancing

Tweak the Terms of Your Mortgage

Want to pay less in interest on your mortgage and lower your monthly payments?

A mortgage refinance is the replacement of an existing mortgage with another mortgage under different terms. Mortgage refinancing can lower your monthly payments, which can add up to significant savings.

Knowing your current refinance mortgage rates is important. Grove Bank Mortgage can keep you informed and help decide when a refinance may be best.

Reasons to Consider a Mortgage Refinance

  • Reduce your monthly mortgage payment: Mortgage rates are still very low. A refinance with Grove Bank Mortgage may help you lower payment and possibly save you money.
  • Consolidate high-interest debt: You could pay off those higher-interest debts by refinancing with a lower rate. Even with less-than-perfect credit, we can help you lower your monthly payment and pay off your higher-interest debt. By consolidating your payments into one low monthly payment, you can pay less each month, lower your debt, and improve your credit score.
  • Pay Off Your Mortgage Faster: The shorter the term on your mortgage, the lower your mortgage rate. Did you know that you may be able to take advantage of today’s competitive rates by shortening the term of your loan (which means paying less interest) without a significant change in your monthly payment?

How to Get Started

When you are ready to take the next step, contact Grove Bank Mortgage. We can advise you on which mortgage refinancing program meets your needs. Reach out to one of our mortgage specialists directly or fill out the form below!

Evon Bent
Evon Bent Mortgage Banker NMLS ID: 2115718 651-206-6666 Email Evon About Evon

I’m here to answer any questions you might have about our products and services. Feel free to contact me to discuss any of your mortgage needs.


Your mortgage journey begins here. Getting started on the purchase or refinance of your home is just a few minutes away. No commitment needed.


 https://prod.lendingpad.com/grove-bank-corp/pos#/?loid=633c978c-f6e2-4734-9b28-11dd31c15d05
Alex Brost
Alex Brost Mortgage Banker NMLS ID: 2441549 612-298-6148 Email Alex About Alex

I’m here to answer any questions you might have about our products and services. Feel free to contact me to discuss any of your mortgage needs.


Your mortgage journey begins here. Getting started on the purchase or refinance of your home is just a few minutes away. No commitment needed.

 https://prod.lendingpad.com/grove-bank-corp/pos#/?loid=5480bb7e-8db6-4408-a236-176192da5f2e
Laneachia Burton
Laneachia Burton Mortgage Lending Asst. & Loan Processor NMLS ID: 1738144 612-685-8781 Email Laneachia About Laneachia

I’m here to answer any questions you might have about our products and services. Feel free to contact me to discuss any of your mortgage needs.


Your mortgage journey begins here. Getting started on the purchase or refinance of your home is just a few minutes away. No commitment needed.

 https://prod.lendingpad.com/grove-bank-corp/pos#/?loid=1c05a519-0c91-4f75-a23b-705b71eb98e1
Michelle Davis
Michelle Davis Mortgage Banker NMLS ID: 2145051 651-955-3472 Email Michelle About Michelle

I’m here to answer any questions you might have about our products and services. Feel free to contact me to discuss any of your mortgage needs.


Your mortgage journey begins here. Getting started on the purchase or refinance of your home is just a few minutes away. No commitment needed.


 https://prod.lendingpad.com/grove-bank-corp/pos#/?loid=31e56a8e-e93b-4e5c-b881-f3cff1b09fc2
Gloria Gleason
Gloria Gleason Director of Operations NMLS ID: 2192218 612-214-2541 Email Gloria About Gloria

I’m here to answer any questions you might have about our products and services. Feel free to contact me to discuss any of your mortgage needs.


Your mortgage journey begins here. Getting started on the purchase or refinance of your home is just a few minutes away. No commitment needed.


 https://prod.lendingpad.com/grove-bank-corp/pos#/?loid=df8c2eb6-ccd1-4357-99c4-55ee0a1f0776
Jamie Hemberger
Jamie Hemberger Mortgage Banker NMLS ID: 289979 612-281-9633 Email Jamie About Jamie

Jamie began his mortgage career in 2000, after earning a degree in Economics from NDSU — which set him up for success in the industry. He found his passion helping people navigate through the mortgage process and enjoys providing people with information and advice to find the best loan for their situation. Jamie enjoys running his two boys to their various sporting, scouting, and church events along with his wife of 18 years. He also serves as a volunteer with the local Boy Scout Troop. In his spare time, Jamie likes to take his family camping, hiking, biking, and boating in the great outdoors.

 https://prod.lendingpad.com/grove-bank-corp/pos#/?loid=eb031764-7e0f-4198-a46c-9c687a93eca2
Kristy Jerzak
Kristy Jerzak Client Care Associate 320-857-2521 Email Kristy https://prod.lendingpad.com/grove-bank-corp/pos#/?loid=7792260e-922c-4e41-aa95-16644944e8aa
Tom Meckey
Tom Meckey SVP of Growth NMLS ID: 1915268 St Louis Park 612-843-5744 Cell: 612-327-8303 Email Tom About Tom

Tom Meckey is a 20 year veteran of the Real Estate Industry specializing in residential home sales, corporate relocation, and new construction. Prior to entering the real estate industry, Tom worked in IT and Software Sales. He has a degree in Information Science from the University of Pittsburgh. Tom lives in the Lynnhurst Neighborhood of Southwest Minneapolis with his wife and two kids. Tom serves as Board Member at the Southwest Minneapolis Business Association. He is a youth basketball coach with the Minneapolis Lakers and Washburn High School in Minneapolis. He also volunteers his time as an adult leader with the confirmation program at Bethlehem Lutheran Church.


Tom leads Grove Bank Mortgage’s Partner Agent program, working with some of the best real estate agents in the business, delivering an unparalleled borrower experience by navigating the complex world of the real estate transaction. Because of his deep knowledge and understanding of the life of a real estate agent, his insights enable Grove Bank Mortgage to better serve agents, enabling them to better serve their clients.

 https://app.mloflo.com/sl/:XgJ5Hp76T
Jason Roaldson
Jason Roaldson Branch Sales Manager NMLS ID: 308253 612-310-3113 Email Jason About Jason

Jason is a 20 year veteran in the financing industry and has worked in every segment of the mortgage industry including banking, brokering, and correspondent lending. He believes that trust is the most important ingredient in the relationship between client and he, which is why he focuses on transparency with clients so they understand from where all of the numbers in their transactions are derived. When trust is high, stress is low, and purchases close on time.


Jason holds himself accountable in all that he does. He is committed to serving you, committed to excellence, and committed to your 100% satisfaction.

 https://prod.lendingpad.com/grove-bank-corp/pos#/?loid=e1260ef3-679a-4b2f-80db-7a547e7c5322
Brian Wellman
Brian Wellman Mortgage Banker NMLS ID: 228856 612-791-6380 Email Brian About Brian

Brian is a 30-year veteran in the real estate industry. Since 2009, he has worked as a mortgage professional. He is committed to unsurpassed customer service. To begin the process, he likes to ask questions and be inquisitive. Only then can he get a good sense of his customer's needs, wants and desires. He also firmly believes it's important to have a conversation with every customer about payment comfort and how the new housing payment fits in their present and future financial plans.


When assisting a customer with their home's financing, he’s not only working with one of their largest personal financial investments but also handling one of their biggest dreams. Since he works with matters so close to his customer's hearts, he serves them from his with honesty and integrity.


Married in 1991, Brian and his wife have two adult children. When not at his TH in Victoria, Brian can be found at his lake home on Lake Vermilion.

 https://prod.lendingpad.com/grove-bank-corp/pos#/?loid=e0701c80-da1c-494e-985c-e621e6046501

Refinance Form

Interested in exploring your refinance options? You've come to the right place! Simply answer a few quick questions to get started.

What type of home is it?
Have you or your spouse served in the US military?*
If yes, what is your (or your spouse’s) branch of military service?
Do you have a second mortgage?
What is your current employment status?
What is your household gross (before taxes) annual income?
What is your credit score?
Have you had a bankruptcy or foreclosure in the past 3 years?

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