Are You a First Time Home Buyer?

Enjoy the Journey

Buying your first home is a very exciting step! Grove Bank Mortgage loan specialists are here to guide you through every step of the loan process.

Before finding your new home, we can help you get pre-qualified for free. We can also match you with a trusted real estate agent through our partner networks. Our variety of loan options allow you to buy your first home with little money down and we will work to ensure the loan payments meet your unique needs.

First time home buyers have a lot of questions, and our loan specialists are always available to provide personal attention. They can explain the application process, provide tips to use during your home search, and make sure that you find the perfect home for your needs and budget.

Popular Loan Programs for First-Time Home Buyers

30-Year Fixed Rate Mortgage

This is the most secure loan program. Lock in a low payment and sleep tight knowing that your rate will not change.

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FHA Loan

An FHA loan is perfect for the buyer who wants to put less money down. Purchase your house with as little as 3.5% down!

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VA Loan

Here is an amazing deal for veterans and military members. Those who qualify for this loan can purchase a home with no down payment and no PMI. Find out today if you qualify!

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How to Get Started

First time home buyers typically have a lot of questions, and we love to help!

Before finding your new home, we can help you get pre-qualified. We can also help find you a loan program that best fits your needs.

Get Started Online

Still have questions? Give us a call! One of our mortgage specialists would be happy to answer all your questions.

Alex Brost
Alex Brost Mortgage Banker NMLS ID: 2441549 612-298-6148 Email Alex About Alex

I’m here to answer any questions you might have about our products and services. Feel free to contact me to discuss any of your mortgage needs. Your mortgage journey begins here. Getting started on the purchase or refinance of your home is just a few minutes away. No commitment needed.

https://prod.lendingpad.com/grove-bank-corp/pos#/?loid=5480bb7e-8db6-4408-a236-176192da5f2e
Laneachia  Burton
Laneachia Burton Mortgage Lending Asst. & Loan Processor NMLS ID: 1738144 612-685-8781 Email Laneachia About Laneachia

I’m here to answer any questions you might have about our products and services. Feel free to contact me to discuss any of your mortgage needs. Your mortgage journey begins here. Getting started on the purchase or refinance of your home is just a few minutes away. No commitment needed.

https://prod.lendingpad.com/grove-bank-corp/pos#/?loid=1c05a519-0c91-4f75-a23b-705b71eb98e1
Michelle  Davis
Michelle Davis Mortgage Banker NMLS ID: 2145051 651-955-3472 Email Michelle About Michelle

I’m here to answer any questions you might have about our products and services. Feel free to contact me to discuss any of your mortgage needs. Your mortgage journey begins here. Getting started on the purchase or refinance of your home is just a few minutes away. No commitment needed.

https://prod.lendingpad.com/grove-bank-corp/pos#/?loid=31e56a8e-e93b-4e5c-b881-f3cff1b09fc2
Gloria Gleason
Gloria Gleason Director of Operations NMLS ID: 2192218 612-214-2541 Email Gloria About Gloria

I’m here to answer any questions you might have about our products and services. Feel free to contact me to discuss any of your mortgage needs. Your mortgage journey begins here. Getting started on the purchase or refinance of your home is just a few minutes away. No commitment needed.

https://prod.lendingpad.com/grove-bank-corp/pos#/?loid=df8c2eb6-ccd1-4357-99c4-55ee0a1f0776
Jamie Hemberger
Jamie Hemberger Mortgage Banker NMLS ID: 289979 612-281-9633 Email Jamie About Jamie

Jamie began his mortgage career in 2000, after earning a degree in Economics from NDSU — which set him up for success in the industry. He found his passion helping people navigate through the mortgage process and enjoys providing people with information and advice to find the best loan for their situation. Jamie enjoys running his two boys to their various sporting, scouting, and church events along with his wife of 18 years. He also serves as a volunteer with the local Boy Scout Troop. In his spare time, Jamie likes to take his family camping, hiking, biking, and boating in the great outdoors.

https://prod.lendingpad.com/grove-bank-corp/pos#/?loid=eb031764-7e0f-4198-a46c-9c687a93eca2
Kristy Jerzak
Kristy Jerzak Branch Manager NMLS ID: 1092482 320-857-2521 Email Kristy

I have enjoyed working in banking for over 10 years, I specialize in helping our consumer and business customers accomplish all of their financial needs. I bring knowledge and experience from Wells Fargo and MidCountry Bank. I decided to broaden my horizon and jumped into some training on mortgages so I can help assist our customers with their home buying needs as well. I am originally from Alexandria, MN but moved to Litchfield, MN after I attained my Bachelor’s Degree in Business Management. I have two young boys and a few cats who keep me busy in my free time. I enjoy the outdoors and spending time on the lake. I pride myself on building relationships with my customers. Please feel free to reach out to me for all of your banking needs.

https://prod.lendingpad.com/grove-bank-corp/pos#/?loid=7792260e-922c-4e41-aa95-16644944e8aa
Tom Meckey
Tom Meckey SVP of Growth NMLS ID: 1915268 St Louis Park 612-843-5744 Cell: 612-327-8303 Email Tom About Tom

Tom Meckey is a 20 year veteran of the Real Estate Industry specializing in residential home sales, corporate relocation, and new construction. Prior to entering the real estate industry, Tom worked in IT and Software Sales. He has a degree in Information Science from the University of Pittsburgh. Tom lives in the Lynnhurst Neighborhood of Southwest Minneapolis with his wife and two kids. Tom serves as Board Member at the Southwest Minneapolis Business Association. He is a youth basketball coach with the Minneapolis Lakers and Washburn High School in Minneapolis. He also volunteers his time as an adult leader with the confirmation program at Bethlehem Lutheran Church. Tom leads Grove Bank Mortgage’s Partner Agent program, working with some of the best real estate agents in the business, delivering an unparalleled borrower experience by navigating the complex world of the real estate transaction. Because of his deep knowledge and understanding of the life of a real estate agent, his insights enable Grove Bank Mortgage to better serve agents, enabling them to better serve their clients.

https://prod.lendingpad.com/grove-bank-corp/pos#/?loid=e6dde3e1-b06d-42f7-b08a-c732bd2000a1
Jason  Roaldson
Jason Roaldson Branch Sales Manager NMLS ID: 308253 612-310-3113 Email Jason About Jason

Jason is a 20 year veteran in the financing industry and has worked in every segment of the mortgage industry including banking, brokering, and correspondent lending. He believes that trust is the most important ingredient in the relationship between client and he, which is why he focuses on transparency with clients so they understand from where all of the numbers in their transactions are derived. When trust is high, stress is low, and purchases close on time. Jason holds himself accountable in all that he does. He is committed to serving you, committed to excellence, and committed to your 100% satisfaction.

https://prod.lendingpad.com/grove-bank-corp/pos#/?loid=e1260ef3-679a-4b2f-80db-7a547e7c5322
Brian Wellman
Brian Wellman Mortgage Banker NMLS ID: 228856 612-791-6380 Email Brian About Brian

Brian is a 30-year veteran in the real estate industry. Since 2009, he has worked as a mortgage professional. He is committed to unsurpassed customer service. To begin the process, he likes to ask questions and be inquisitive. Only then can he get a good sense of his customer's needs, wants and desires. He also firmly believes it's important to have a conversation with every customer about payment comfort and how the new housing payment fits in their present and future financial plans. When assisting a customer with their home's financing, he’s not only working with one of their largest personal financial investments but also handling one of their biggest dreams. Since he works with matters so close to his customer's hearts, he serves them from his with honesty and integrity. Married in 1991, Brian and his wife have two adult children. When not at his TH in Victoria, Brian can be found at his lake home on Lake Vermilion.

https://prod.lendingpad.com/grove-bank-corp/pos#/?loid=e0701c80-da1c-494e-985c-e621e6046501

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