Closed Christmas Day
We will be closed on Christmas Day, December 25
The Top Mistakes to Avoid When Applying for a Mortgage
Securing a mortgage is a significant step in the home buying journey, and avoiding common mistakes during the application process is essential for a smooth…
Mortgage Rates and Trends: What You Need to Know to Make Informed Decisions
When it comes to purchasing a home or refinancing your existing mortgage, understanding mortgage rates and trends is essential for making informed financial decisions. As…
What Credit Score Do I Need to Get a Mortgage?
Generally, a credit score of 620 or higher will get the best terms for a mortgage. A higher credit score can make the underwriting and…
What Credit Score Do I Need to Buy a Home?
There are rarely hard and fast requirements for a credit score when it comes to getting approved for a loan. A higher credit score will…
Can I Afford a Mortgage?
If you’re getting ready to start house shopping, you’ve probably taken a good look at your budget and wondered how much house you can afford.…
Can I Use a USDA Loan to Buy a House?
Did you know that the United States Department of Agriculture, USDA, has a home loan program? The USDA Loan is an option that is backed…
How Does a Mortgage Work Anyway?
If you plan to purchase a home, you have probably started to research the best mortgage options to make the most of your money. When…
Does an FHA Loan Require PMI?
If you have been shopping around for different mortgage options, you’ve likely come across the FHA Loan. This mortgage is administered by the Federal Housing…
What Is Required for a Conventional Mortgage?
When buying a home, most people use a conventional mortgage. This requires the home buyer to put down some amount of money, called a down…
Home Benefits for Veterans
November is a great time to recognize the contributions of Veterans. But did you know that there are benefits when it comes to homeownership that…